Ruth M. Yorker

Ruth M. Yorker MBA, SPHR

Human Resource Services Manager

Ruth is the Human Resource Services Manager at Cool Insuring Agency, specializing in Human Resources matters and compliance, employment and labor law issues and healthcare reform and the Affordable Care Act.   She joined Cool Insuring in 2003 after having worked as a Human Resources Professional in healthcare and software development organizations. Ruth works with Cool Insuring clients via the Cool HR Hotline and through project work. She also provides timely information on issues of compliance and changes to employment and labor law.


  • Bachelor of Science in Home Economics, Ohio University
  • Master of Business Administration, SUNY Albany


  • Licensed NYS Life, Accident and Health Agent
  • Senior Professional in Human Resources Certification
  • Past President Northeastern New York Association of Healthcare Human Resource Administrataors
  • Past Board Member Capital Region Human Resource Association
  • Past President Capital Region Human Resource Association
  • Past member New York State Society of Human Resources Management Board of Directors
  • Current member Capital Region Human Resource Association
  • Current member Society of Human Resource Management