Senior Adult Home Insurance Programs & Services

Cool Insuring Agency, Inc. is a recognized industry leader in Senior Care insurance and has been protecting the assets of facilities for decades. The Empire State Association of Assisted Living recommends our insurance program to all their members, even those with special or difficult circumstances. The Empire State Association of Assisted Living has partnered with Cool Insuring Agency since 1991. We are proud of this strong union and work closely with members to provide assistance on a multitude of subjects.

You will find unequaled expertise in the Senior Care field with Cool Insuring. Our unique experience with providing insurance for facilities, just like yours, assures you that we understand the intricacies of your business. Simply put – our goal is to make your insurance program flexible in design, comprehensive in coverage, easy to understand, and convenient to obtain.

Our Insurance coverage includes:

  • Property / Boiler / Crime / Auto
  • General Liability
  • Professional Liability
  • Abuse and Molestation Coverage
  • Employee Benefits Liability
  • Umbrella Liability
  • Workers Compensation
  • Employment Practices Liability
  • Directors & Officers Liability
  • Fiduciary Liability
  • Cyber Security and Privacy Liability Coverage

To complement standard assisted living and adult home insurance programs we provide to our clients, benefits include:

  • Personal visits to your facility
  • Loss Control & Risk Management services, including Replacement Cost appraisals on your buildings
  • Assistance with OSHA related issues, inspections, and regulatory compliance
  • Numerous educational seminars sponsored by various industry leaders
  • 24 hour superior claims service

For more information contact Dominic Gallo at 1-800-233-0115