Social Services Insurance For Recovery & Social Services Organizations

Cool Insuring Agency has a long-standing tradition of providing cost-effective insurance and service to the recovery and social services industry. Whether you run a drug and alcohol halfway house, or offer outpatient services, we understand your insurance needs and can get you the coverage you require at the most reasonable premium available.

Contact Robert Muncil at (800) 233-0115 for answers to your questions about how we can help you meet your insurance needs.

We strive to be part of your risk management team and this can only be done by experienced insurance brokers who truly know the industry, and can then articulate your needs to the various underwriters. We take pride in our exceptional relationship with the nation’s leading underwriters, and we are therefore consistently able to negotiate the best price/coverage combination for our clients.

Simply put – our goal is to make your insurance program cost-effective, flexible in design, comprehensive in coverage and easy to understand.

Our Insurance coverage includes:

  • Property / Boiler / Crime / Auto
  • General Liability
  • Professional Liability
  • Sexual Molestation / Abuse Coverage
  • Employee Benefits Liability
  • Umbrella Liability
  • Workers Compensation
  • Employment Practices Liability
  • Directors & Officers Liability
  • Fiduciary Liability
  • Employee Benefits coverage’s

To complement our insurance programs, we also provide these services to our clients:

  • Personal visits to your facility to assess the “risks”
  • Loss Control & Risk Management Services, including Replacement Cost appraisals on your buildings
  • Assistance with OSHA related issues, inspections, and regulatory compliance
  • Numerous education seminars sponsored by various industry leaders
  • 24-hour claims service