Hotel Insurance Coverage For The Hospitality Industry

For over 150 years Cool Insuring has helped protect clients in the hospitality industry. Whether it is a resort hotel in the Adirondacks or a Manhattan luxury property, we have you covered. In fact, Cool Insuring is the insurance Preferred Partner for the New York State Hospitality and Tourism Association (NYSH&TA).

We understand the hospitality industry and therefore we can communicate your needs to the country’s leading insurers. This in turn allows Cool to get you the best possible combination of price and coverage.


  • General Liability and Umbrella Liability.
  • Property and Boiler & Machinery Insurance (including Business Interruption)
  • Automobile Insurance. (whether you owns vehicles or not)
  • Fiduciary Liability and Crime Insurance.
  • Worker’s Compensation, and NYS DBL coverage
  • Cyber Liability
  • Liquor Liability
  • Bed Bug Insurance
  • “Green” Property coverage
  • Spoilage / Temperature Change
  • Guest Property

To complement our insurance programs, we also provide these services to our clients:

  • Personal visits to your facility to assess the “risks”
  • Loss Control & Risk Management Services, including Replacement Cost appraisals on your buildings
  • Assistance with OSHA related issues, inspections, and regulatory compliance
  • Numerous education seminars sponsored by various industry leaders
  • 24-hour claims service

Contact Robert Muncil at 800-233-0115 to discuss your business insurance needs.