Governmental Insurance Plans & Risk Management Services

Cool Insuring Agency specializes in Program Design and Risk Management for public entities and other governmental institutions. Our Governmental Insurance and Risk Management department operates within our brokerage structure and is staffed by professionals specifically trained in the unique aspects of governmental risks. Our firm is proud to represent virtually every major national insurance carrier that offers public entity and governmental insurance programs.

Cool Insuring Agency provides insurance and Risk Management services for hundreds of governmental clients throughout the state of New York, including counties, cities, towns, villages, public benefit corporations, independent authorities and water utilities.

Cool Insuring Agency has unique market expertise in all areas of governmental insurance. The lines of coverage we place include:

  • Property
  • Builders’ Risk
  • General Liability
  • Automobile
  • Worker’s Compensation
  • Umbrella
  • Public Officials Liability
  • Employment Practices Liability
  • Cyber Liability
  • Law Enforcement Liability
  • Pollution Liability
  • Airport Liability
  • Maritime Liability
  • Public Employee Dishonesty Bonds

Claims Management and Loss Prevention are critical services provided by our governmental insurance and Risk Management department. Our staff includes loss prevention specialists and engineers along with a team of claims professionals specifically trained in the legal nuances of governmental risk.

The risk control services provided to our clients include assistance with carrier recommendation compliance, contract reviews, resource materials, technical assistance, and seminars on a variety of risk management topics. We provide these value added risk control and claims management services at no additional cost to our clients.

From the Village Square to Times Square Cool Insuring offers creative, innovative and low cost insurance programs to meet the needs to all of our governmental and public entity clients.

If you represent a governmental or public entity and you want to discuss Cool Insuring Agency’s capabilities please call us at 1-800-233-0115, or e-mail us at We look forward to hearing from you!