Customized Craft Brewery Insurance Programs

Refreshing Perspective

You know the recipe to a successful craft brewing business. Your customers come to you because of the particular care and attention you give your product. No generic mass-produced product can provide the flavor, character and quality you offer.

It’s the same way at Cool Insuring Agency, Inc. We are very particular about the components of our custom-crafted insurance for Craft Brewers. Whether you have a stand-alone brewery, are a regional contract brewer, or own a single location brewpub and restaurant, we understand your specific needs.

Handcrafted Coverage

Cool Craft BrewingThe Craft Brewing insurance specialists at Cool Insuring Agency, Inc. select only those coverages that meet the specific needs of businesses with in-house brewing operations.

They seek out insurance carriers that can provide unique coverage and can meet Cool Insuring Agency’s high quality standards. Your Cool Insuring Agency professional can develop a comprehensive, yet cost-effective insurance program for you.

You will find that we provide carefully crafted coverages written through highly rated insurance carriers at a premium that you will truly appreciate.

Our Cool Craft Brewing Program objective is simple– to assist our clients in the evaluation and development of the Individual Brewery Risk and tailor a program to meet those specific needs and effectively transfer risk. All Breweries are exposed to unique risks. Let Cool Insuring Agency think about your potential for catastrophic loss and how to properly insure so that your investment is protected for years to come.

Commercial Property

We offer a Property Broadening Endorsement with a flexible blanket limit, including:

  • Blanket Coverage on Real and Personal Property
  • Broadened Building and Business Property Coverage
  • Business Income & Extra Expense
  • Employee Theft
  • Equipment Breakdown
  • Property In-Transit and Off-Premises
  • Foundations and Underground Pipes
  • Sewer Backup
  • Brewers Spoilage & Contamination
  • Emergency Event Management
  • Selling Price Endorsement
  • and more!

Commercial Liability

  • Commercial General Liability
  • Product Recall Expense
  • Liquor Liability
  • Medical Payments for Brew pubs
  • Umbrella/Excess Liability-limits up to $10,000,000

Commercial Auto

Worker’s Compensation

For more information on Cool Insuring Agency’s Craft Brewery Insurance program:

Please contact Nicole M. Derosier at