Commercial Lines

Cool Insuring Agency has made it our business to protect your business for over 150 years. We place coverage for all types and all sizes of companies. From sole proprietors to multinational corporations with thousands of employees, we have the expertise and market access to place coverage with the broadest terms and most aggressive pricing the market can offer.

Our expertise goes far beyond the traditional coverage your business needs; i.e. Property, General Liability, Automobile, Crime, Workers’ Compensation, and Umbrella-Excess Liability. We excel in the marketing and placement of supporting lines of coverage, including but not limited to, Professional Liability, Directors & Officers Liability, Employment Practices Liability, Cyber/Data Breach Coverage, Flood, Environmental Liability and Bonds.

We strive to offer tailored solutions, including risk management and loss control support services, designed to protect your exposures and assets for your domestic, foreign/global insurance needs.

While we represent clients in nearly every class of business, including wholesale/retail, Not For Profits, hospitality, service industries, manufacturers, etc., our Commercial Lines division specializes in the following areas offering exclusive programs and preferred relationships with leading carriers:

  • Canadian Companies with US Operations
  • Construction
  • Craft Brewery Insurance
  • Electrical Contactors
  • Energy
  • Government and Public Entities
  • Health Care
  • Real Estate
  • Social Services Organizations
  • Staging Professionals

In addition to ensuring your business has the right coverage at the right price, we provide safety and risk management consultation through our wholly owned subsidiary, Cool Risk Management Services.

We know you do not have the time to spend countless hours worrying about your insurance program. Let our professional, experienced staff step in as your insurance team so you can concentrate on what’s important; running your business.