Personal Lines Insurance
Cool Insuring Agency offers a full range of personal lines insurance coverage for all your individual needs. Our Personal Lines Insurance Department offers professional and personalized services at your convenience. We represent a multitude of excellent, financially sound insurance carriers offering the following coverage's:
· AUTOMOBILE - All types of personal automobile insurance, including snowmobiles, motorcycles, RV’s, etc. We even have special programs for problem drivers offering rates lower than the Assigned Risk Pool.
· HOMEOWNERS INSURANCE - Including primary residences, summer homes, waterfront property, apartments, condominiums, and cooperatives.
· PERSONAL UMBRELLAS - We offer high liability limits over and above your primary general, automobile or watercraft liability policies in order to properly protect your personal assets.
· WATERCRAFT - Insurance coverage is available for all types of watercraft from canoes and rowboats, to motor boats, sailboats and yachts. We also have special programs for jet-ski’s and other types of recreational watercraft.
For information on Flood Insurance, click here.
For information on Contractors Insurance, click here.
PERSONAL PACKAGE PROGRAMS can be designed to meet the individual needs of you and your family. Package your insurance and save!
Payroll Deduction Program - Sign on
with Cool and we can outsource all of your human
resource needs. Cool provides sound payroll outsourcing
services as well as other services designed to support both growing and established
small businesses. See information about
small business insurance. Cool will ease the many burdens placed on a small business that
can suffocate growth, allowing you to concentrate on your own client, your own business and your bottom line.
Personal Lines Insurance Protection for your:
- Automobile
- Home – Apartment – Condominium
- Secondary/Seasonal Home
- Mobile Home
- Boat/Yacht
- Jewelry/Fine Arts/Collections/Firearms
- Umbrella/Excess Liability
DISCOUNTS! – New Home, Alarms, Non-smoker, Air Bags, Antilock Brakes, Daytime Driving Lights, Loss Free, Multi-Policy
Coverage available in most U.S. States!
Representing:
- Encompass Insurance (formerly CNA) – Chicago, IL
- Chubb Group – Warren, NJ
- Hanover/Allmerica – Worcester, MA
- New York Central Mutual – Edmeston, NY
- Travelers Property Casualty – Hartford, CT
- Metropolitan Property Casualty – Warwick, RI
- Security Mutual – Ithaca, NY
- GMAC (formerly Integon) – Winston-Salem, NC
- Progressive – Mayfield Village, OH
- Foremost – Grand Rapids, MI
- Plus Specialty Markets for Special Risks!
Our Personal Lines Insurance agents can review your exposures with you and shop our many markets for broad coverage at a competitive cost!
- Know your risks!
- Know your choices!
- Know your coverage!
- Know your insurance advisor!