Payroll Outsourcing and Deduction Programs

Cool can provide your company with excellent payroll outsourcing solutions and small business insurance plans that will allow you to focus on what matters most -- driving your business forward. Payroll services can play an important role in aiding small businesses who aren't quite large enough to support a human resources or administrative department. Let Cool insure all of your small business needs. Our program is straight forward and relatively simple to enroll in. Please call an expert at Cool and we will walk you through our tailored programs.

EMPLOYER
You and your employees will appreciate the value that our outsourced payrolls will bring to your benefit package. You can enrich your benefits program and increase employee satisfaction, with minimal cost and effort.

Employees participating in the deduction system will be offered a full range of competitively priced payroll products and personalized service from professional insurance agents.

How Our Deduction System works:

 1. Sign up - Participation is strictly voluntary! Employees elect to participate and choose the personal coverage they want such as:

• Automobile
• Renters
• Valuable Items
• Boats
• Homeowners
• Condos

  2. Qualify for discounts - Employees may qualify for one or more premium discounts:

• Account Discount
• Seasoned Discount
• Careful Driver
• New Home Credit
• Passive Restraints
• Protective Devices
• Anti-Theft
• Condo Owners

3. Automatic Payment Deducting - As part of your normal payroll processing, you automatically deduct your employees' policy premiums from their paychecks. Or, if payroll deduction is not an option, we can transfer premiums directly from your employees' checking accounts.

4. Full service - Participating employees receive personal counseling from experienced insurance professionals.

  A Good Outsourced Deal For You!

Employees aren't the only ones who will appreciate the ease of the Deduction System. We make it easy for you, too:

• Minimal administrative expense
• No employer liability for former employees' unpaid premiums
• Optional monthly billing statements
• Flexible billing options
• Support from experienced insurance professionals
• Employee orientation sessions

Find Out How Easy It Is To Add Value To Your Benefits Program.  Personal Insurance Plus is a great way to add value to your benefits program. To find out just how convenient it is for you and your employees, simply contact Cool Insuring Agency at (800) 233-0115 or cool@coolins.com

EMPLOYEES
Take the hassle out of paying your bills for auto, homeowners and other personal insurance - it's as automatic as payday!

Here's an easy way for you to minimize the bite of personal insurance payments. You can elect to have your insurance premiums paid through regular deductions from your paycheck. You'll also save money, because there are no down payments or extra fees.

You'll spread payments automatically, and as thinly as possible, over the entire year. In addition, you may qualify for one or more premium discounts!

How the Payroll Deducting System works
1. Sign up - It's strictly voluntary! You elect to participate and choose the personal coverage you want such as:

• Automobile
• Renters
• Homeowners
• Condo
• Valuable Items
• Boats

 2. Qualify for discounts - You may qualify for one or more premium discounts:

• Account Discount
• Seasoned Discount
• Careful Driver
• New Home Credit
• Passive Restraints
• Protective Devices
• Anti-Theft
• Condo Owners

3. Automatic payment - Your employer automatically deducts your policy premiums from your paycheck; no bills are mailed directly to you!

Full Range of service from Professionals. The convenience doesn't stop with easy deduction. By participating in the Deduction System program, you will receive personalized service from experienced professionals.

Professional counseling - Not sure which deductible to pick? Need help estimating the value of your personal property? You have access to one-on-one counseling with a professional agent to get answers for all your questions.

Annual reviews - Once a year, your agent can review your coverages and help you assess if they still meet your needs.

Expert claims handling - You'll have professional, helpful service from the moment you file a claim. And, whenever possible, a check will be on its way to you within 24 hours after agreement is reached on the amount of your loss.