Contractors Insurance

Cool Insuring Agency specializes in the design and placement of contractors insurance programs in various industries. We work closely with insurance carriers and stay current with all newly adopted strategies to manage construction exposures.

Cool Insuring Agency represents virtually all of the contractors insurance carriers that specialize in this unique type of insurance, which includes construction bonds, general liability insurance, and workers' compensation. We have a construction division consisting of insurance specialists devoted to the underwriting and placement of contractors.

Cool Insuring Agency can provide coverage for the small sole proprietor performing general remodeling, to specialty trade and artisan contractors, to the largest general construction firms in the industry. Whether you are a one-man operation or a multi-million dollar multi-state construction firm, Cool Insuring Agency is capable of providing affordable large to small business insurance coverage that meets your requirements.

Contractors Insurance Coverage

• General Liability Insurance
• Products / Completed Operations
• Workers' Compensation
• Builders Risk
• Equipment & Tool floaters
• Railroad Protective Liability
• Real & Personal Property
• Owners & Contractors Protective Liability Insurance
• Surety Bonds
• Pollution Liability

Contractors Liability Insurance Services

• Contract Reviews; Hold Harmless / Indemnification
• Job Specifications Review
• Certificates of Contractors Liability Insurance
• Premium Audit Analysis - We help you establish accurate payroll / classification records to ensure fair premiums
• Risk Management - Job site surveys - OSHA Consultation & Training - Construction Safety Specialist on Staff
• Full coverage for NY Labor Law exposures.

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