Commercial Lines
Cool Insuring Agency, Inc. has a dedicated real estate division as part of its Commercial Lines Department. The real estate division consists of insurance professionals specifically trained in the unique aspects of underwriting, managing and marketing large real estate portfolios.
Coverages Provided:
- Real and Personal Property
- Asset Protection
- General Liability
- Workers’ Compensation
- Property Manager Professional Liability
- Building Ordinance & Zoning Protection
- Builder’s Risk (for new construction, remodeling and tenant fit ups)
- Flood
- Green Building Coverage Enhancements
- Realty Tax Protection
- Loss of Income
- Commercial Automobile
- Umbrella / Excess
- Directors & Officers Liability
- Employment Practices Liability
- Windstorm
- Earthquake
- Terrorism
Clients Served:
- Office Buildings
- Strip Malls
- Industrial Properties and Parks
- Urban Hi-Rises to Suburban Office Parks
- Apartments, Dwellings, Large Multi unit apartment or condominium complexes
- Historic Buildings
- Retail / Wholesale
- Large Shopping Centers / Malls
- Real Estate Investment Trust
- Private and Public Housing Projects
- Hotels, Motels, Resorts and Convention Centers
Services:
In addition to traditional broker services related to the marketing and placement of your properties and the daily handling of your account, Cool Insuring provides:
- Tenant lease reviews including hold harmless / indemnification wording. We understand how critical it is that a property owner be contractually protected as an additional insured, primary and non-contributory on every tenant’s policy.
- Certificate of insurance preparation and review of certificates you receive from your tenants, contractors and third party service providers.
- Full coverage of NY Labor Law exposures.
- Property Inspection and Appraisals by on staff Risk Management Professional.
- Fire and Life Safety Consultation.
Cool Insuring Agency has indeed developed an expertise placing and managing large complex insurance programs with total property values into the billions of dollars for individual clients. We are well versed and have the marketing expertise to place landmark properties from coast to coast, California earthquake, coastal flood insurance, and windstorm coverage throughout the country. In addition, we have placed large limits for Terrorism coverage in all areas of New York City including bridges, tunnels, the financial district, Times Square and other high profile well known tourist attractions.
Cool Insuring Agency works with large national and regional insurance carriers that have capabilities to assess the exposures of real estate owners and managers regarding asset protection, management of high value assets and handling new construction and renovation programs. We design programs to protect against all areas of property management and construction. Our Insurance and Risk Management professionals are ready to assist you.
