Commercial Lines
Cool Insuring Agency has made it our business to protect your business for over 150 years. We place coverage for all types and all sizes of companies. From sole proprietors to multinational corporations with thousands of employees, we have the expertise and market access to place coverage with the broadest terms and most aggressive pricing the market can offer.
Our expertise goes far beyond the traditional coverage businesses need; like Property, General Liability, Automobile, Workers' Compensation, and Umbrella / Excess Liability. We are also an expert in all other coverage placements for commercial clients. While not an exhaustive list, these placements include Environmental Liability, Professional Liability, Directors & Officers Liability, and Employment Practices Liability.
While we represent clients in nearly every kind of business such as wholesale/retail, manufacturing, hospitality, non profits, service industries, etc. Our Commercial Lines division does specialize in the following areas:
- Health Care
- Government and Public Entities
- Construction
- Electrical Contactors
- Real Estate
- Social Services Organizations
- Energy
- Canadian Companies with US Operations
In addition to ensuring your business has the right coverage at the right price, we provide safety and risk management consultation through our wholly owned subsidiary, Cool Risk Management Services.
We know you do not have the time to spend countless hours worrying about your insurance program. Let our professional, experienced staff step in as your insurance team so you can concentrate on what's important, running your business.



