Commercial Lines
Cool Insuring Agency specializes in Program Design and Risk Management for public entities and other governmental institutions throughout the country. Our Governmental Insurance and Risk management department operates within our brokerage structure.
This department is staffed by insurance professionals specifically trained in the unique aspects of governmental risks. Our firm is proud to represent virtually every major national insurance carrier that offers public entity and governmental insurance programs.
The Governmental Insurance and Risk Management department of Cool Insuring Agency provides insurance and Risk Management services for literally hundreds of governmental clients throughout the state of New York, including counties, cities, towns, villages, public benefit corporations, independent authorities and water utilities.
We routinely place insurance coverage on municipal property and liability risks on a daily basis. We place all lines of coverage for our governmental clients including Property, Builders’ Risk, General Liability, Automobile, Worker’s Compensation, Umbrella, Public Officials Liability, Employment Practices Liability, Law Enforcement Liability, Pollution Liability, Airport Liability, Maritime Liability and Public Employee Dishonesty Bonds. Cool Insuring Agency has developed unique market expertise in all areas of governmental insurance.
Claims Management and Loss Prevention are critical components of our governmental insurance and Risk Management department. Our staff includes dedicated loss prevention specialists and engineers along with a team of dedicated claims professionals specifically trained in the legal nuances of governmental risk.
Some of the risk control services provided to our clients include risk control provirtuals, risk control recommendations, special events and contract reviews, resource materials, technical assistance and risk control seminars. As Risk Manager and advisor to our clients we provide value added risk control and engineering service and guidance at no additional cost.
From the local Village Square to Times Square Cool Insuring has the ability to offer creative, innovative and low cost insurance programs to meet the needs to every one of our clients.
