Commercial Lines
The New York State Association of Electrical Contractors (NYSEC) understands the importance of top quality insurance coverages as a part of your successful contracting business. That’s why NYSEC has chosen to provide this endorsed insurance program to its members.
HOW THIS INSURANCE COVERAGE HELPS
There are many reasons why our members should obtain association-sponsored property and casualty insurance, including: a guaranteed group discount, specialty coverages not offered by other insurance companies, and a professional insurance advisor dedicated to the daily overall administration of the NYSEC program.
Most important is the fact that the NYSEC has negotiated on your behalf a discount of up to 45% off standard rates as well as the addition of specialty coverages that pertain to your equipment and installation floaters. Program coverage satisfies BOTH general contractor and labor law requirements.
NYSEC’s INSURANCE PARTNERS
Your sponsored insurance agent, Cool Insuring Agency, is one of the largest independent insurance agencies in the US. Cool traces their its roots back to 1857 and takes great pride in the insurance products and services they offer their clients. Your sponsored insurance company, Harleysville Insurance, ranks among the top 60 property/casualty insurance groups in the nation, and has extensive expertise in underwriting construction exposures.
THE NYSEC PROPERTY AND CASUALTY INSURANCE PROGRAM
The NYSEC-endorsed property/casualty insurance program is an “All Lines” coverage program designed specifically for electrical contractors. Program coverage includes:
- Property
- Tools
- Equipment
- Installations
- General & Umbrella Liability
- Automobile
This program also provides:
- Enhanced coverage endorsements designed specifically for electrical contractors.
- General liability endorsements to cover “GC Requirements.”
- Discounts of up to 45% off the standard rates for all coverages, based upon the effectiveness of your safety program and your claims history.
- At least 5% credit is offered to ALL NYSEC members. • Coverage for NYS labor law issues as presently offered to Harleysville-insured contractors.
- Payroll-based premiums.
- An “A” (Excellent) rated and admitted carrier in Harleysville Insurance.
- Program enhancements available ONLY through Cool Insuring Agency:
- Online access to applications, quotes, safety programs, OSHA information, loss history and claims.
- 24-hour turnaround on insurance certificate requests.
FOR MORE INFORMATION AND FOR YOUR NO-OBLIGATION QUOTE:
Contact the Program Director- Terrance M. Kenny, CIC-at Cool Insuring Agency today. Call toll-free (800) 233-0115, ext 187, or (518) 783-2665, ext 187.
For more information on NYSEC Property / Casualty Insurance program, Click Here.
To complete a survey for a quick quote thru Cool Insuring Agency, Click Here.
To download and print a copy of the survey please Click Here.
