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Electrical Contractors Insurance Program Endorsed By NYSEC

The New York State Association of Electrical Contractors (NYSEC) understands the importance of top quality insurance coverages as part of your successful contracting business.   That’s why NYSEC has chosen to provide this endorsed insurance program to its members.   To date, over 180 members have taken advantage of this exceptional program, saving them money and enhancing their insurance coverages.


There are many reasons why our members should obtain association-sponsored property and casualty insurance, including: a guaranteed group discount, specialty coverages not offered by other insurance companies, and a professional insurance advisor dedicated to the daily overall administration of the NYSEC program.

Most important is the fact that NYSEC has negotiated on your behalf a discount of up to 45% off of standard rates as well as the addition of specialty coverages pertaining to your equipment and installation floaters.   Program coverages are continually updated to satisfy stringent general contractor and owner insurance requirements, particularly in the area of NY Labor Law.


Your sponsored agent, Cool Insuring Agency, is one of the largest independent insurance agencies in the U.S.. Cool traces their roots back to 1857 and takes great pride in the insurance products and services they offer their clients.   Your sponsored insurance company, Harleysville Insurance Co., is a member of the Nationwide family of companies and ranks among the top 60 property/casualty groups in the nation, with a very extensive expertise in underwriting construction exposures.


The NYSEC endorsed property/casualty insurance program is an “All Lines” coverage approach designed specifically for electrical contractors. Program coverage includes:

  • Property
  • Tools
  • Equipment
  • Installations
  • General Liability
  • Umbrella Liability
  • Automobile

Additional program highlights include:

  • Enhanced coverage endorsements such as Blanket Primary/Non-Contributory, Blanket Per Project, Blanket Excess Wrap, Voluntary Property Damage
  • Discounts of up to 45% off standard rates, based upon your claims history and effectiveness of your safety program
  • Payroll based premiums or Composite based Sales premiums, depending on size of your business.
  • An A+ “Superior” rated and admitted carrier in Harleysville Insurance
  • Direct access through Cool Insuring to the former Harleysville NYSEC program underwriter, a 25+ year construction insurance expert, who is also an accredited Certified Risk Manager
  • Online access to applications, quotes, safety programs, OSHA information, loss history, and claims
  • 24 hour turnaround on insurance certificate requests


Contact the Program Director- Colleen M. Parmelee, CIC, CRM at Cool Insuring Agency today. Call toll-free (800) 233-0115 ext. 128 or (518) 783-2665 ext. 128

For more information on NYSEC Property / Casualty Insurance program, Click Here.

To complete a “Quick App” for a quick quote indication though Cool Insuring Agency, Click Here.

To download and print a copy of the “Quick App” please Click Here.


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24 Hour Service (800) 233-0115