Your Insurance Solutions Experts Since 1857

24 Hour Service (800) 233-0115

Commercial Lines

Commercial Lines

Property and Casualty Insurance for all Industry Sectors including exclusive specialty programs.

Senior Care

Senior Care

Affordable Insurance for Nursing Homes, Adult Homes & Other Senior Living Communities.

Employee Benefits

Employee Benefits

Plans from an Independent Insurance Agency provide your organization with competitive coverage to your employees.

Additional Services

Additional Services

We provide a wide variety of services designed to help our clients manage their coverage for their individual needs.

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Business Insurance from an Industry Leader:
Cool Insuring Agency, Inc.

Our rich history and dedication to our clients has helped us grow into one of the largest and most innovative corporate and business insurance agencies in the industry! We offer a broad array of Property, Casualty and Employee Benefit products to Personal, Commercial, Institutional, and Governmental clients throughout the Country and indeed, throughout the world.

Success Stories

  • “I was awarded a special project for the airlines, I needed a much higher GL Limit, special endorsements, and I would need to increase my umbrella policy to $25 million. The broker who I was dealing with ran into dead ends with all the carriers he contacted.

    I was extremely fortunate to be introduced to Terry Kenny of Cool Insuring Agency by the NYSEC Assoc. He immediately solved the problem. Not only did he come back with all the necessary insurance’s, but also secured all the necessary special endorsements that were required, along with a premium for about one third of what I was originally quoted.

    It has been a pleasure working with Terry and look we forward to a long lasting relationship. I would be honored in recommending him and Cool Insuring Agency to all.”

     

    Maureen Fritch, President/WBE, E. Electrical Contracting
  • I’m always worried how our health insurance premiums and out-of-pocket medical/dental costs. It’s reassuring we can count on Eric Kane and the benefits service team to make sure we are covered correctly and not paying unnecessary charges. Cool’s team makes me feel so much better about our health insurance coverage; it’s all about peace of mind. Thank you, you guys are awesome!

    John P. Manfred, Vice President of Operations
  • I would highly recommend Paul Hennessey and Cool Insuring Agency to anyone looking for a new insurance agency and better value along with great service.

    Jack Keller, William J. Keller & Sons Construction
  • We at Drive Medical consider Joe Tessitore & Cool Insuring Agency to be one of our KEY strategic partners in the continued worldwide growth of our group of companies. Our growth continues at a very fast pace and without any geographic boundaries. From inception, they have moved as fast as us on a daily basis, providing a very high level of risk management and brokerage services to us for over 10 years. I would highly recommend Joe Tessitore & Cool Insuring to other companies without hesitation. They are true professionals.

    Drive Medical
  • Eric Kane at Cool Insuring is a great asset in helping me to navigate my company’s health insurance choices!

    Walter Klisiwecz, CFP(R), MBA | Financial Advisor at Albany Financial Group
  • I have had my business insurance with Bob Muncil of Cool Insuring for almost 20 years and he has consistently provided the highest level of service and expertise to my company. He is extremely knowledgeable about my business and has been able to negotiate an outstanding price/coverage combination year in and year out. I highly recommend Bob and Cool.

    John Warshow, Winooski Hydro
  • In November of 2013, I opened Minuteman Press, a full-service printing and marketing design company, in Clifton Park. It was an extremely busy time therefore most my time went to servicing my client’s needs. There was no time to spend searching and subsequently finding the best options for health insurance and benefits but it was something that had to be done. Steve Porto from Cool Insuring came highly recommended to me. I contacted him and true to form, he met with me, simplified the topic, then presented affordable, effective options; that is the level of service I appreciate and try to offer my customers as well.

    David Fizer, Minuteman Press
  • COOL Insurance and Robert Muncil not only saved me almost 15% on the total cost of my worker’s compensation expense, I have a partner that understands all the intricacies of the NYS worker’s compensation board and related governance. A PARTNER who truly values our relationship and works with our group to ensure we are represented accurately in the eyes of the NYS WC Board and strives to protect our mutual best interests.

    K. William Gunther, President – Gunther & Associates
  • Cool Insuring has been providing first class service to my business for 25 years. I consider them a valued business partner and would highly recommend their services.

    Matthew J. Montesi, President